There are few things in life more important than protecting your home.
Remember that the best title examination or search cannot protect your home from matters not appearing in the public records.
However, a Stewart Title policy* can protect you from:
Documents executed under false, revoked or expired powers of attorney
False impersonation of the true land owner
Undisclosed heirs
Improperly recorded or indexed legal documents
Failure to include necessary parties to certain judicial proceedings
Defective acknowledgments due to improper or expired notarization
Corporate franchise taxes as liens on corporate real estate assets
Gaps in the chain of title
Forged deeds, mortgages, wills, releases of mortgages and other instruments
Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means
Inadequate legal descriptions
Conveyances by undisclosed divorced spouses
Duress in execution of wills, deeds and instruments conveying or establishing title
Deeds and wills by persons lacking legal capacity
Demolition and substandard building liens
Issues of rightful possession of the land
Claims by creditors of decedent against property improperly conveyed by heirs and devisees
Special tax assessments
Real estate homestead exceptions
Forfeitures of real property due to criminal acts
Issues concerning adoption of children
Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act
Issues concerning interests noted in financial statements filed under Uniform Commercial Code
Interests arising by deeds of fictitious parties
Adverse possession
Lack of jurisdiction or competency of persons in judicial proceedings
Community property issues
Utility easements
False affidavits of death or heirship
Probate matters or interstate estates
Federal estate and gift tax liens
* Subject to exceptions and exclusions from coverage set forth in the Policy.
 | Maura Freitas Senior Escrow Officer Stewart Title of California 401 Primrose Road, Suite F Burlingame, CA 94010 O (650) 577-5911 | D (650) 577-5913 | F (650) 491-3863 |